
Salary sacrifice – things to consider
Salary sacrifice rules will tighten in 2029. Now may be a key planning window.

Salary sacrifice rules will tighten in 2029. Now may be a key planning window.

This article emphasises the importance of careful planning when opting for a gradual transition into retirement.

This article highlights the importance of seeking financial advice as working lives become more flexible.

Small increases in pension contributions can significantly boost long-term savings, thanks to the power of compound investment growth. Even a modest monthly rise can add tens of thousands to your retirement pot, making future financial security far more achievable.

Research into the UK’s Baby Boomer generation found that only 40–50% are on track for a moderate standard of living in retirement. Plus, those who receive financial advice are significantly more retirement-ready, underlining the importance of planning ahead.

The UK is expected to see a significant shift in assets passed down to younger generations over the next 30 years, prompting an interest in intergenerational planning.

Hybrid working and a phased approach to retirement can make transitions easier. Reducing work hours after 66 can help to boost your pension pot, while financial advice ensures your retirement plans remain on track for long-term security.

Research shows women risk entering #retirement with less in their #pension than men. For every £1 saved by a man, a woman has just 42p.